Which bank's current account is best?

I want to open a current account for day to day expences. So, please recommend me which bank's current account is best? I want to open account with Rs.3 lakh. ATM card also required.

My search goes for:

1: MCB

2: UBL

Someone recommended me UBL but there website was not opening.

Their website loads secure i.e. https, so include that https://www.ubl.com.pk/

UBL is best for me. ebanking, mobile banking., visa wallet card

Only student card is required for account opening

and which bank's credit card on current account is best? with minimal processing charges and no hidden bullcrap?