now i can explain you all the stuff. So everybody's legality points got Cleared. First of all its not a credit card. Credit card is something else which is given by some financial institution after verifications etc..
The second is Visa Debit cards by which you can purchase things with you bank account balance . But at limited area like in pakistan we can use Visa debit cards on internet. again the limit in the debit card will be the amount in the bank.
So thats why a new cards comes in to place which are called Gift Cards or Virtual Cards ( Offered By Visa or Mastercard) These are designed for the employer to pay employees and also for the merchants to give them to consumer.
Now what are those gift cards. Gift cards are just like the Normal visa cards. Have its number CVV2 and Expiry and specified Prepaid Balance. It is just like a coupon which you can cash anywhere, you find Visa logo.
I get registered with one bank a from U.K to make Debit Cards. Basically i have my account in which i have balance and to control my spending i can create Cards.
For example i have a doubt about the website that it might be fraudulent because giving something at 50$ So rather then putting my whole debit or credit card on the risk i just create the card of 50$ and spend it over there.
So that is how all thing work. thats why i want to comes with the new idea so people get updated in the pakistan as well.