ShoukaT Sorry for replying late.. I was not around..
So here's exactly what happened.. i thought I was being paranoid but it literally happened.. Anyone who uses Skrill (formerly Moneybookers), read it.. It's really gonna help you
We know that in January, 2013 Moneybookers changed to Skrill. Okay so I had been using Bank Alfalah for withdrawals and it worked almost fine.. since Skrill came into being, you might have noticed the option while logging in "If you prefer, you can still use the old site", and I used to click on that every time (because mai zra "wehmi" hun ) so it used to take me to "moneybookers" page and not skrill.. so this "use the old site" option vanished in November, 2013 and I had to use "Skrill" for the first time.. and I withdrew some money on 6th which didn't hit my bank for 10 days... I called my bank several times but nothing helped.. I also went to the Skrill's ticket section and told them that I didnt receive my money and "5" days HAVE passed but they sent NO reply instead I received an automated email telling me that "We have created a ticket for you (#00647061) and aim to reply as soon as possible, but due to a significant increase in the volume of queries to our customer services centre we are experiencing a few delays."
Finally, I got a call from my bank on this Monday, 18th November, '13.. and the Bank manager told me that they received a wire transfer from Skrill and that they were going to "return" it!!! wow.. I was flabbergasted.. The reason being that there is no "purpose of payment" or "honorarium" mentioned in it which Moneybookers used to mention.. Somehow I convinced her to NOT return the payment and I visited the bank the very next day along with the printouts showing the money flow from my Elance -> Skrill and Skrill -> My Bank account.., had to sign all the 5 printouts and the girl transferred it to the headoffice but told me to ask Skrill to mention the purpose of payment the next time, (I had already emailed Skrill on Monday's night, telling them about this problem.. still haven't got ANY reply from Skrill... really poor customer service I would say)..
Conclusion: Since PayPal is not available, Skrill is the only option most of the Freelancers use.. Another thing you would want to consider is that Skrill has increased the withdrawal fee from $2.4 to $4 + a specific percentage of your withdrawal amount (This is confirmed)..
Now I'm gonna open an account in SCB and just enjoy fast withdrawals... I guess
My suggestion is that you make a withdrawal and call your bank after 2,3 days asking them if they have got any wire transfer...
Hope I helped.. !