Poor MCB cannot afford to buy image hosting

Just received this email from MCB. Looks like a bank earning millions of rupees cannot afford to buy image hosting.

Do you think this is fault of bank or the marketing agency that works for them?

Plus this photobucket thing just happend few weeks ago and most people don’t know. They started charging 500 for anyone who wants to use images hosted on them that was free before without notifying most of there customers!

They should fire their marketing agency if they did this.
Yes I know about photobucket case.