I have some questions regarding use of Credit Cards/ Debits Cards for online transactions purposes while I am abroad.
1. I have heard about UBL Wiz Teen Prepaid Debit Card which doesnt require session activation and can be used for online transactions. However many online transactions require a exactly written Name on the Debit Card along with expire etc, which is not mentioned on this prepaid Debit Card. For example I am booking bus tickets online in UK for my road travel and there funfare cheap tickets can only be bought online through Debit/ Credit Cards, but in the details it requires name otherwise the processing doesnt carry forward. So is Teen Wiz card useless in such scenarios??
2. What about Credit Cards. There are many offered by different banks but which one can work for online transactions like for booking hotels in UK. Would any Credit Card from any Pakistani Bank work, or should I go for a particular Bank and if so, which Bank???? Important thing is that it can be used online otherwise Credit Card is of no value to me if it cant be used for online transactions abroad.
3. I have heard that there are hidden charges on Credit Cards. I mean to say lets say I make purchases worth 200 pounds on a Credit Card and I pay the whole amount before the due date to the bank, so would I still be charged even if i have paid all amount or not.
4. Kindly advise on a simple method to make safe online transactions in UK